National Debt Service

Trusted UK debt support

Pick a service to visit. Each one is regulated and free to use. Independent. No referral fees.

  • StepChange Debt Charity

    Free, confidential debt advice and debt solutions for people in the UK. One of the largest debt charities in the country, with online advice available 24/7 and a freephone helpline.

    Regulatory status: Financial Conduct Authority (FCA), Firm Reference Number 729047. Charity numbers 1016630 (England and Wales) and SC046263 (Scotland).

    Visit StepChange Debt Charity

  • Citizens Advice

    Free, independent, confidential advice on debt, benefits, housing, employment, and consumer issues. Network of local offices across England and Wales.

    Regulatory status: FCA for debt advice

    • 0800 144 8848 Adviceline, England Free from mobiles and landlines • Mon to Fri 9am to 5pm (not public holidays)
    • 0800 702 2020 Adviceline, Wales Free from mobiles and landlines • Mon to Fri 9am to 5pm (not public holidays)

    Visit Citizens Advice

  • National Debtline

    Free, independent debt advice over the phone and online, run by the Money Advice Trust. Covers England, Wales, and Scotland.

    Regulatory status: FCA for debt advice

    • 0808 808 4000 Free from all phones • Mon to Fri 9am to 8pm, Sat 9:30am to 1pm, Sun closed

    Visit National Debtline

  • MoneyHelper

    Free and impartial money guidance backed by the UK government, run by the Money and Pensions Service. Covers debt, pensions, benefits, and everyday money topics.

    Regulatory status: Money and Pensions Service (MaPS), arm's-length body of HM Government

    Visit MoneyHelper

See all UK debt support →